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The cost of rehab varies from center to center. Every center is different and provides different treatment programs for drug and alcohol addiction, as well as mental and behavioral health conditions. Some of the treatment programs are free while some may cost thousands of dollars. Thankfully, because of the Affordable Care Act, most of the programs are completely covered by healthcare insurance. For the programs that are not covered, some of the facilities will help locate nonprofit or charitable organizations that will help provide funds for the rest of the treatment programs. For potential patients, besides finding the right facility to provide the best programs, knowing whether or not their insurance will cover the program is one of the most important parts of receiving the best care possible.
How is the Cost of Rehab Determined ?
The cost of rehab differs but the factors that affect the cost are basically the same. The predominant factors that determine the cost of a rehab include:
- Type of center
- Treatments offered
- Amenities
The cost of rehab will be more expensive if it takes place in an inpatient center rather than an outpatient center. Inpatient centers require housing and intensive treatment, while outpatient programs allow patients to return home and only visit the center for their sessions.
When it comes to treatments, the cost will also vary. Some patients will require a medically assisted detox or close monitoring by medical professionals. Depending on the severity of the addiction, the cost of rehab will vary. When professional counseling is needed, the cost will also be affected. Every aspect of treatment will affect the cost of the program.
Depending on what type of amenities the rehab facility offers, the cost will be more than other facilities. Some facilities offer swimming pools, tennis courts, individual rooms, massages and acupuncture. For facilities that go above and beyond for their patients in order for them to be comfortable, the cost will definitely reflect the level of care they offer.
How Much Does Rehab Cost with Insurance?
Thanks to the Affordable Care Act, most rehab programs are completely covered by healthcare insurance. There are, however, some facilities that provide additional programs that may not be covered. In this case, there may be nonprofit or charitable organizations that may be able to help cover the rest of the financial aspects of treatment; however, if they cannot cover those programs, patients may need to pay out-of-pocket expenses, which may reach up to thousands of dollars a day.
For those seeking rehab for drug or alcohol addiction, the insurance providers that cover that type of treatment include:
- Medicaid
- Medicare
- State financed health insurance
- Private insurance
- Military insurance
Insurance is the most common way to cover the costs of addiction treatment. The Affordable Care Act makes it easier for those seeking treatment to get the help they need at little, to no cost. For those with insurance, the programs that are covered include:
- Addiction evaluation
- Brief intervention
- Addiction treatment medication
- Clinic visits
- Alcohol and drug testing
- Home health visits
- Family counseling
- Anti-craving medication
- Inpatient in-network and out-of-network
- Outpatient in-network and out-of-network
- Intensive outpatient services
- Partial hospitalization
- Residential treatment
- Emergency care
- Prescription drugs
- Co-pays
- Deductibles
- Maximum out-of-pocket limits
- Provider reimbursement rates
For those without insurance, they will have to pay all expenses themselves, which can either be done in a one-lump sum at the beginning of treatment or paid in payments after a down-payment has been paid.
What is the Cost of Rehab Without Insurance?
As mentioned before, because each rehab facility is different, the cost of their services will differ as well. Studies show that outpatient detox ranges from $1,000- $1,500 due to whether it is part of an inpatient program and the type of drug addiction being treated. The more severe the addiction, the more monitoring and support both nutritionally and medicinally will be required; therefore, the cost of the detox process may be more or less than what is quoted. Every part of the treatment process depends on the severity of the addiction.
As far as inpatient rehab programs, the cost is estimated to be at least $6,000 for only 30-days of treatment. Some luxury rehab facilities offer 30-day programs at a whopping $20,000. For those requiring longer stays, treatment can cost between $12,000 and $60,000. These prices may be shocking or seem a bit much, but when it comes to treating addiction, there are many aspects that go along with helping patients regain control of their lives in order to live free from the dependence of stimuli.
The outpatient programs are estimated to cost $5,000- $10,000. Outpatient programs, unlike inpatient programs, take place in and outside of a treatment facility. Patients do not need to use the facility or its professional staff as often as those participating in the inpatient program; therefore, their program will cost much less than other programs. The outpatient program is designed for those people who have a better control over their addictions; it requires a lot of willpower and dedication but less money than a normal inpatient program.
Medication costs will also differ between each facility. Studies show that, based upon the severity of the addiction, medications can cost several thousand dollars a year. For a patient who is suffering from heroin addiction, their methadone treatment can cost around $4,700.
Drug and alcohol addiction, as well as mental and behavioral conditions, treatment can be expensive; however, it is well-worth it. It can significantly increase longevity and help patients regain control of their lives.
The Cost of Addiction Versus the Cost of Rehab
While rehab may seem expensive for those without insurance, living with addiction can cost more than money, it can take lives and destroy relationships. Addiction is a brain disease that takes over every aspect of life. It turns loving parents into monsters, employees of the month into anti-social recluses and teachers into jailbirds. Addiction is ugly and should be treated regardless of how much it costs.
There are insurance plans that cover every aspect of rehab and if there is something that was missed, there are nonprofit and charitable groups willing to provide the extra funds to make sure each and every addict is taken care of.